Carthage/Wilna Fire District Earns New ISO Rating
"KUDOS" Carthage Fire - Great Job
The Carthage/Wilna Fire District has improved its Public Protection Classification (PPC) rating from a 5/9 to a 4/4X. What does this mean? The Fire District in co-operation with the Carthage Fire Department, the Town of Wilna and the Carthage Water Department, has made numerous improvements in their operations which help in fire suppression, reducing damage and loss in a fire. The new rating may reduce the cost of premiums for fire insurance. In general the price of fire insurance in a community with a good PPC grade is substantially lower than a community with a poor PPC grade, assuming all other factors are equal. Insurance companies use PPC information for marketing, underwriting and to help establish fair premiums for homeowners and commercial fire insurance. The Carthage/Wilna fire station will see a 9% reduction in its fire insurance premium, as an example. It should be noted that not all insurance companies use the PPC classification system; some base their rates on historical data. Homeowners and businesses should contact their insurance company to see if a reduction in premium is warranted with this new PPC classification, which goes into effect on March 1st,2016. (ISO) Insurance Services Office is a countrywide classification system used to reflect a community’s local fire protection for property insurance rating purposes.
Jon Storms, Board of Fire Commissioner Chairman
Congratulations Dave Broyles
another 5-year term as Fire Commissioner 1/16-12/20
Dave Broyles - 13 votes Mike Roderick - 1 vote